Many people pass away without a will in place. When meeting with clients who have no Will I like to let them know how their property would pass if they died without a Will in place. This way, even if they decide not to proceed they will at least know what will happen, and explaining [...]
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I slipped down the stairs the other day. I have 2 stairs after a landing that have no railing and I slipped down them in my stocking feet while hurrying to get somewhere. As one leg went in one direction and the other went in another, my arms did their best to grab something (and [...]
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After the holidays. When school gets out. Once school is back in. When I turn ____. When the kids turn ____. When I get paid. Once I make all the decisions. When I’ve had a chance to sit down with my spouse/partner/financial planner/personal trainer. When the weather is nicer. When the weather isn’t so nice. [...]
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If you are returning home this holiday season to spend time with aging relatives, take a few minutes to check things out and make sure they are still safe at home. You don’t need to make a big production out of it, but here are some things to keep an eye out for: Is there [...]
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Many times when people are choosing potential guardians for their minor children they will choose a couple. “My sister and her husband will be our primary guardians, and my husband’s brother and his wife will be our alternates.” I always ask another questions after this – if only one person in the couple was available [...]
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A lot of times when I’m meeting with clients they will ask me “how should we leave our stuff?” They have children, grandchildren, siblings, parents, nieces, nephews, charities they like to support and they are having trouble figuring out what to leave to whom. Obviously, I can’t answer it for them so I give the [...]
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Your Will is the place where you distribute certain types of property after your death. Anything that has a joint owner (like a house or a bank account) or a named beneficiary (like a retirement plan or insurance policy) will pass to the joint owner or beneficiary upon your death. Your other property is distributed [...]
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If you find yourself need to change the guardianship nominations for your children, there are some steps you need to take. All parents of minor children (and parents of special needs children) should nominate guardians in legal documents so that if the parents become unable to care for their children, temporarily or permanently, someone has [...]
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Probate is the process by which property passes from someone who has died to that person’s beneficiaries or heirs. It’s a paperwork driven process involving the Court system. If you have been named the executor of an estate, there is certain material you will need in order to open and close the estate. What information [...]
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Before I meet with clients, I send them questionnaire so they can gather information that will help us both be more productive in our meeting. In general, clients bring this paper work back in one of three ways: 1. Completely filled out with attachments and tabs, 2. Partially filled out (meaning they put their name [...]
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